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Compute future value with compounding and monthly contributions.
Final balance
$145,180
Total contributions
$58,000
Interest earned
$87,180
See how your savings grow over time with compound interest. Enter an initial principal, optional monthly contributions, annual interest rate, compounding frequency, and term in years. Visualizes year-by-year balance with a chart.
Calculate the future value of your investments by factoring in principal, interest rates, and compounding frequency.
Enter your initial principal amount
Input the starting balance or initial investment amount you plan to deposit into the account.
Add optional monthly contributions
Specify any additional recurring monthly deposits to see how regular savings accelerate your total growth.
Set the interest rate and frequency
Input your expected annual interest rate and select how often the interest is compounded, such as monthly or annually.
Define the investment time frame
Enter the total number of years you plan to let the investment grow to calculate the final future value.
Review the year-by-year growth chart
Analyze the visual chart and data table to see how your balance increases over time through compounding.
Estimated time: PT1M
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